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Oregon Auto Insurance

Drivers in Oregon must carry liability and personal injury protection insurance. That could explain why you see so many commercials for cut-rate car insurance. But when choosing insurance coverage for yourself or your family, you don’t want to settle for just any coverage. You want affordable coverage from an insurance agent you can trust.

The independent agents at Davis & Juul Insurance Agency work for you. As an independent agency, we have the freedom to shop a variety of top carriers to find affordable car insurance that meets a customer’s specific needs. Regardless of the coverage you require, chances are we’ll be able to help you find the right policy at the right price.

Legal Requirements

Oregon has stiffer legal requirements for auto insurance than many other states. In addition to medical and property liability coverage, Oregon drivers are required to carry personal injury protection (PIP), a no-fault insurance that pays for medical treatment of injuries from a crash. The state also requires uninsured/underinsured motorist coverage to help drivers pay expenses related to a hit-and-run or an accident in which the responsible driver has insufficient coverage.

Other Policy Options

Many times minimum legal coverage isn’t enough to cover the cost of a car crash. Davis & Juul Insurance Agencye offers extended liability coverage and higher limits on uninsured/underinsured motorist coverage. Other customizable options include

• Comprehensive coverage to help pay for non-collision-related damages to your vehicle
• Collision insurance to help pay for damage to your vehicle
• GAP coverage to make up the difference between the actual value of your automobile and the amount you owe on it
• Towing and roadside assistance to help in the event of a breakdown
• Rental reimbursement to get you back on the road while your vehicle is being repaired

You need auto insurance. Don’t rely on a big, national chain to provide personal service to you and your family. Instead, turn to a locally owned, independent agency that has your best interests at heart. The friendly professionals at Davis & Juul Insurance Agency look forward to protecting you.