Homeowner policies

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Oregon Homeowners Insurance

For family, friends and neighbors of Davis & Juul Insurance Agency, a home represents a significant investment. We understand, however, that your home is much more than a financial investment. It’s the place where you spend time with your family, where you make memories and keep your treasured possessions. These are all reasons to purchase a great homeowners insurance policy.

Customizable Policy Options

As an independent insurance agency, we don’t believe in one-size-fits-all insurance policies. We’ll tailor a home insurance policy to fit your specific needs. We have policies for houses, apartments and condominiums. Our experienced insurance agents are happy to work with you to determine the right deductibles, limits and coverage options for you and your family.

Standard Homeowners Coverage

Like most types of insurance, homeowners policies come with certain standard coverage. This usually includes

• Property or dwelling coverage to assist you with home repairs or rebuilding following a covered event
• Belongings coverage to assist with the replacement or repair of belongings in your home that are lost, stolen or destroyed in a covered event
• Medical payments coverage to pay for medical treatment of guests injured in your home
• Additional living expenses to help you with housing if a covered event renders your home uninhabitable
• Personal liability coverage for you and family living in your home, no matter where you are in the world

Extended Coverage Options

Because standard home insurance doesn’t always cover every risk, we also offer extended policy options. These include

• Extended limits and personal umbrella policies
• Flood insurance
• Earthquake insurance
• Scheduled personal property coverage for valuables
• Rental property coverage
• Landlord liability insurance
• Seasonal dwelling and vacation home insurance
• Vacant dwelling coverage

Get started today with your free online quote. To learn more or schedule an in-person review of your current homeowners coverage, call our office during regular business hours. Let Davis & Juul Insurance Agency help you protect the things that matter most.