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Oregon Health Insurance

Every person and family needs health insurance. Although many individuals in Oregon receive insurance through an employer, many others carry their own coverage. Davis & Juul Insurance Agency works with customers from all walks of life to find affordable healthcare options with real value.

The Affordable Care Act and You

Recent legislation has made many changes in healthcare requirements for U.S. citizens. Unfortunately, fear of change and widespread misinformation have caused confusion for many consumers. Let the experienced professionals at our independent insurance agency lend a helping hand. We’ll work with you to find the most affordable coverage for your family’s healthcare. We’ll look at premium prices and also compare benefit options in order to help you make an educated decision.

Healthcare for Life

Life changes. When it does, you might need to make adjustments to your healthcare coverage. Our experienced agents work with several top insurance providers in order to help you get and keep the right health insurance for your personal situation. Families with young children have different needs than those without children. Seniors often need help navigating the transition from private insurance to Medicare, and they may also need assistance in choosing a supplement plan. No matter what life changes you are facing, we’ll be here to guide you through the transition when it comes to health insurance.

Choosing a Healthcare Plan

Premiums aren’t the only consideration when it comes to choosing a healthcare plan. The independent insurance agents at Davis & Juul Insurance Agency are happy to explain your benefit options. Most health insurance plans fall into one of these categories:

• Consumer-directed care, a new type of plan focused on giving consumers maximum control through use of a health savings account (HSA)
• Fee-for-service plans, a traditional type of health insurance featuring flat-rate fees paid to providers as well as flexibility in choosing a doctor, hospital or other health services provider
• Managed care plans, including HMOs and PPOs, a type of health insurance that often keeps out-of-pocket costs lower by covering treatments only from certain in-network hospitals, physicians and clinics

Don’t wait until you or a family member gets sick to review or establish a health insurance plan. Get started today with a free online quote. We look forward to helping you protect your health.